Balance-Trust-1

Terms of Use, Privacy Policy & Cookies

Terms of Use

Last Updated: 23rd of March 2025
 
Please read these Terms of Use (“Terms”, “Terms of Service”) carefully before using the Balance & Trust website and services (“Services”) operated by Balance & Trust (“us”, “we”, or “our”).
By accessing or using our website and Services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.
 

1. Acceptance of Terms

By accessing or using our website, services, and content, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or Services.
 

2. Changes to Our Site

We reserve the right to modify, update, or discontinue our website, services, or any portion thereof at any time without prior notice. Any changes to these Terms will be posted on this page with an updated “Last Updated” date. It is your responsibility to review these Terms periodically for any changes.
 

3. Accessing Our Site

You are responsible for making all arrangements necessary to access our website, including having compatible hardware and software. We do not guarantee that our website will be available without interruptions or errors. We reserve the right to suspend or restrict access to our website for maintenance or other reasons.
 

4. Limitation of Liability

To the fullest extent permitted by law, Balance & Trust will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services. Our total liability to you for any claim related to the services provided is limited to the amount you paid for those specific services.
 

5. Copyright

All content, materials, and intellectual property on our website, including but not limited to text, graphics, logos, images, and software, are owned by or licensed to Balance & Trust and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or otherwise use any of this content without our prior written consent.
 

6. Third Parties

Our website may contain links to third-party websites or resources. These links are provided for your convenience and do not imply that we endorse or have control over the content, services, or privacy policies of these third parties. You access such third-party sites at your own risk
 

7. Viruses

We do not guarantee that our website is free of viruses or other harmful components. You are responsible for implementing appropriate security measures to protect your device and data. We are not liable for any loss or damage caused by viruses or other malicious software transmitted through our website.
 

8. Linking to Our Site

You may link to our website from your own website, provided that you do so in a way that is fair, legal, and does not damage our reputation. We reserve the right to withdraw linking permission at any time without notice.
 

9. Severance

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision will be deemed severed from the rest of these Terms, and the remainder of the Terms will remain in full force and effect.
 

10. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the United Kingdom. Any disputes arising out of or related to these Terms will be subject to the exclusive jurisdiction of the courts located in the United Kingdom.
 

 

Privacy Policy

Last Updated: 23rd of March 2025
At Balance & Trust (the “Company”, “we”, “our”, “us”), we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and store your data when you visit our website [balanceandtrust.com] (the “Website”) or use our services. By using our Website and services, you agree to the terms outlined in this Privacy Policy.
 

1. Information We Collect

We collect personal information in the following ways:
  • Personal Identification Information: When you fill out forms on our Website, sign up for our services, or contact us, we may collect your name, email address, phone number, and other relevant details.
  • Usage Data: We collect information about how you interact with our Website, such as your IP address, browser type, device information, and the pages you visit.
  • Payment Information: If you make a purchase or subscribe to our services, we may collect your payment details (e.g., credit card information).

 

2. How We Use Your Information

The information we collect is used for the following purposes:
  • To provide our services, including bookkeeping, accounts payable, accounts receivable, reconciliation, budgeting, and other financial services.
  • To communicate with you about updates to our services, new features, or policy changes.
  • To process payments and manage billing for the services you’ve requested.
  • To improve our Website and services based on user feedback and usage data.
  • To comply with legal obligations and enforce our terms of service.

 

3. How We Protect Your Information

We use industry-standard security measures to protect your personal data, including:
  • Secure encryption for transactions.
  • Limiting access to personal information to only authorized personnel.
  • Regular reviews of our data protection procedures.

 

4. Sharing Your Information

We do not sell or rent your personal information to third parties. However, we may share your information in the following circumstances:
  • Service Providers: We may share your data with trusted third-party providers who help us operate our services (e.g., payment processors, hosting providers).
  • Legal Obligations: We may disclose your information if required by law or to comply with a legal process, protect our rights, or prevent fraud.

 

5. Your Data Protection Rights

Under the General Data Protection Regulation (GDPR), you have the following rights:
  • The right to access the personal data we hold about you.
  • The right to correct any inaccuracies in your personal data.
  • The right to request that we delete your data, subject to certain conditions.
  • The right to object to or restrict the processing of your data.
To exercise any of these rights, please contact us at the details provided below.
 

6. Third-Party Links

Our Website may contain links to other websites. We are not responsible for the privacy practices of these third-party websites. We recommend that you read their privacy policies before submitting any personal information.
 

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new policy on our Website and updating the “Last Updated” date at the top.
 

Cookie Policy

Effective Date: 23rd of March 2025
 
This Cookie Policy explains how Balance & Trust (“we,” “us,” or “our”) uses cookies and similar technologies on our website [balanceandtrust.com] (“Site”). By using our Site, you agree to the use of cookies as described in this policy.
 
What are Cookies?
Cookies are small text files that are stored on your device when you visit a website. They help websites remember your preferences and actions over time, making it easier to navigate the site and improve your user experience.
 
How We Use Cookies
We use cookies to:
  • Enhance User Experience: Cookies allow us to remember your preferences, such as language or region settings.
  • Performance & Analytics: We use cookies to gather data on how our Site is used (e.g., pages visited, time spent) to improve performance and understand user behavior.
  • Personalization: Cookies help us show you relevant content based on your interests and prior interactions with our Site.
  • Marketing: We may use cookies to display relevant advertisements to you based on your browsing habits.
 
Types of Cookies We Use
  1. Essential Cookies: These cookies are necessary for the basic functionality of the Site, such as navigating between pages or logging in to your account. Without these cookies, services you’ve requested (like logging in) cannot be provided.
  2. Performance Cookies: These cookies collect information about how visitors use the Site, such as which pages are visited most often. These cookies help us understand and improve the performance of our Site.
  3. Functionality Cookies: These cookies allow the Site to remember your choices and preferences (e.g., language, region) to provide a more personalized experience.
  4. Targeting/Advertising Cookies: These cookies are used to display advertisements that are relevant to you. They track your browsing habits and may be used to show you targeted ads both on our Site and on third-party websites.
 
Third-Party Cookies
We may allow third-party service providers (e.g., Google Analytics, advertising networks) to place cookies on your device to provide services like analytics and advertising. These third-party providers may have access to cookies placed on your device and use them in accordance with their privacy policies.
 
How to Control Cookies
You have control over how cookies are used on our Site. You can:
  • Manage cookie settings: When you first visit the Site, a cookie consent banner will allow you to accept or reject certain types of cookies.
  • Browser settings: You can configure your browser to block or delete cookies. Please refer to your browser’s help section for more details on how to manage cookies.
Please note that blocking certain types of cookies may affect your ability to use certain features of the Site.
 
Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in our practices or legal requirements. When we make changes, we will update the effective date at the top of this page. We encourage you to review this Cookie Policy periodically.